Traditional 401(k)s may not be effective because the IRS’s “top heavy testing” rules may disqualify contributions from management and ownership.

There are alternatives to traditional 401(k)s that will allow all employees and owners to contribute, giving the participants tax-deferred compensation, as well as allowing the company a tax deduction without the burdensome income testing that usually hijacks the good intentions of owners and management.

Discover how much you know about these plans in the quiz below.